Tone Cuevas, better known online as @CreditGotti, is a former college athlete turned investor and educator who’s on a mission to change the way people—especially athletes and underserved communities—think about money, credit, and wealth.
After playing college football at the University of Mary in North Dakota, Tone began to notice a common theme among peers: many were talented, driven, and earning income—but lacked the knowledge and systems to make that money work for them. That realization led him down a path that started with consumer law and quickly evolved into a deeper commitment to financial literacy and wealth-building.
Since 2021, Tone has helped everyday people discharge over $1 million in debt, clean up their credit, and take back control of their financial lives. His no-fluff approach and real-life results have earned him a loyal following on YouTube, where he breaks down credit, consumer protection laws, and how to legally remove debts from your credit report.
Now, Tone is stepping into the multifamily real estate space, not just as an investor, but as someone building out a bigger system—one that turns credit into capital, and capital into long-term cash flow. With a growing network of current and former athletes, creatives, and entrepreneurs across the country, he’s creating pathways for others to invest in real estate, build generational wealth, and actually understand the game they’re playing.
But what really sets Tone apart is his foundation. As a proud Indigenous American Indian, his mission is rooted in something bigger than business—it’s about healing, self-empowerment, and legacy. He integrates everything from breath work and meditation to ancestral teachings and holistic wellness into his vision of success.
Tone isn’t trying to fit into the traditional mold of finance or real estate. He’s creating his own lane—where law, money, mindset, and spiritual alignment come together. And he’s bringing as many people as he can with him.